No. With the SPC Team's almost 30 years in the TPA industry, we understand the need for an independent voice to work directly with clients. We do not administer your retirement plan, however we work with your TPA or bundled provider as your advocate to design a new plan or revise an existing plan. Or simply translate "TPA Speak" for you to help you get the most from your plan.

Our TPA referral network is designed to match clients with the best providers, should you wish to find a new TPA or plan administrator. The TPA world is always changing, so it is best to have an independent partner to help you navigate unforeseen changes & regulations.

SPC does not act directly as a Financial Advisory Firm, although we have a licensed Financial Advisor on staff to help clients navigate the investment side of retirement plans to comply with ERISA regulations. Many of our clients with existing retirement plans already have a financial advisor for their retirement plan and we are happy to work with them. 

Contact us today if you would like our team to discuss acting as the financial advisor for your plan. No investment services are offered directly through SPC, but through one of our Financial Advisor Network Partners.

Yes we can. Changing vendors can be costly & time-consuming. Many of our clients first contact SPC for help or guidance with a specific goal or current issue with their plan and are not searching for a new TPA, Financial Advisor or Custodian/Recordkeeper. Clients simply need an independent voice to discuss their current situation. SPC is here to help.

Should you wish to find new retirement plan partners, SPC is happy to benchmark your current pricing or design a formal Request for Proposal on your behalf to help find new partners who align with your company goals.

Absolutely. Starting a new SoloK, 401(k), Profit Sharing Plan, Cash Balance Plan, or any other qualified plan can be a minefield for a business. So many rules and costs to consider. SPC is the place to start if you are considering starting a new plan for yourself or your business.

Our approach is the same regardless of whether you are starting a new plan or have an existing plan - it starts with listening to you about your company and goals. Then, we get to work to design the plan to fit your needs today and also built to be flexible for the future. Contact us today to get started. 

SPC services all sizes of clients, from single-owner start-up companies to 1,000+ employee corporations. If your company has a retirement plan or needs help building a retirement plan, SPC is here to help.

It doesn't matter what size company you are, ERISA regulations and plan design specifications can be complicated and difficult to understand. Our experience has taught us that most vendors are becoming more automated with the advent of AI and outsourcing. Communication & personal service are becoming a lost art in today's world. SPC is changing that for our clients by being your personal resource regardless of your company size.

Transparency and never any long-term contracts. We are a different type of company. We invoice clients directly (tax deductible business expense). Our fees are not deducted from plan assets or through murky revenue sharing arrangements with outside vendors.

Our straight-forward pricing model is based on the specific needs of each client. We have designed 4 individual stages: No-Charge Initial Consultation, Design & Review, RFP & Price Benchmarking, Enrollment & Employee Education. In our initial consultation, we can discuss your particular needs and prepare a formal quote. Clients can choose full-service or an a la carte selection of only the items you need. For SPC, better service provides better results. And transparency is key.

For example, our typical full-service client fees range from $500 - $1,500 after the initial consultation (Design through enrollment).

For on-going consultation & management services, a formal written proposal will be provided for clients who wish to have an on-going consulting program with annual reviews. Contact us today to discuss your specific situation.